CONVENIENCE & PEACE OF MIND
SECURE ONLINE Mobile BANKING。

Tendyron audio encoding communication (AEC) technology can connect 2G PKI USB tokens to mobile devices through the device’s audio connection
to provide a secure platform online banking applications—the same security found on PC online banking. Tendyron AEC technology has
cross-platform compatibility and offers fast communication rate and reliability.

UNMATCHED COMPATIBILITY

As the world goes mobile, Tendyron does too. Using the headphone jack already found on electronic devices, Tendyron’s AEC supports more devices than

most other protocols. Tendyron mobile PKI security tokens offer the safe and stronge protection across major mobile platforms.

PLUG AND PAY

Tendyron AEC is easy and convenient to use. Simply connect the AEC security token to the built in audio connection, and enter transaction information.

Verify information on the onboard LCD display and confirm or reject the transaction. There is no need to match devices or install other programs.

TECHNICAL FEATURES

• 
  Connect on demand

  Tendyron AEC technology is only connected when a transaction is in use. This effectively stops malware and remote control attacks from accessing the device.

• 
  Two way communication

  Stable and reliable high-speed “audio code” communication is the foundation of our AEC technology. When compared to traditional communication methods Tendyron AEC is a more advanced and stable choice.

• 
  Cross-platform compatibility

  As more and more devices enter the market, finding a solution that works regardless of platform is paramount. Our AEC technology uses the built in audio jack present on today’s devices, no need for converters or cables.

• 
  External security module

  Losing a mobile device shouldn’t put your online banking in the hands of criminals. Our AEC security token is an independent external device kept separate from the device. Without the token, an attacker cannot compromise a user’s account.

COMPARISON

	PKI SIM	PKI SD Card	SMS OTP	Bluetooth	AEC
Security	★★ Security module is always connected, vulnerable to malware	★★ Security module is always connected, vulnerable to malware	★★★★★ Connect on demand through secure USB cable keeps security device safe.	★★ Bluetooth communications can be intercepted	★★★★★ Encrypted data transmitted through a physical connection
Usability	★★★★ Security functions can be integrated into applications	★★★★ Security functions can be integrated into applications	★★★ Security features can be integrated into applications	★★★ Requires device pairing while in use	★★★★★ Plug and play, security features can be integrated into applications
Value	★★★★ Low Cost	★★★ Extra cost for SD card storage function	★★★★ Low cost	★ High cost for Bluetooth module	★★★★ Low cost
Compatibility	★★ Requires external SIM card reader to support PCs, limited to devices with SIM card slot	★ Requires external card reader for PC use, SD technology is not universally accepted in mobile devices	★★ USB OTG is limited to high-end devices. User must carry extra USB cable	★★★ Most phones support Bluetooth	★★★★ Compatible with multiple mobile devices
Extensibility	★★ Security module tied to SIM card limits extensibility	★★ Security module tied to SD card limits extensibility	★★★★ Can be used for various mobile applications	★★★★★ Can be used for various mobile applications	★★★★★ Can be used for various mobile applications

UNIQUELY DESIGNED TO HANDLE THE CHALLENGES OF MOBILE DEVICES

• 
  Universal design reduces deployment costs

  Tendyron AEC technology uses the audio connection found on today’s smartphones, tablet computers, and PC’s. This one universal connection enables one product to support multiple devices.

• 
  Compatibility reduces operating costs

  Tendyron AEC technology is compatible with various mobile operating systems and PCs, which dramatically reduces operating costs.

• 
  Standalone design lowers replacement costs

  Tendyron AEC technology is not paired with one specific device. When a user replaces a device, their Tendyron token will work with their next device, reducing replacement costs.

• 
  Cost effective alternative to NFC

  NFC and Bluetooth are both costly to manufacture, license, and support. This combined with the requirement for paired devices and power requirements greatly increases product complexity and costs. Tendyron AEC technology is the cost effective solution for mobile online security.

PROGRESS IN MOTION

China Construction Bank	Bank of East Asia
China Construction Bank (CCB) is a driving innovative force with a bold approach to mobile banking. Tendyron was selected to work with the online banking team at CCB on the basis of our successful record in generating security solutions to develop a revolutionary mobile banking device for end-users. With CCB's vision and our wealth of development talent and deployment expertise, we paved the way for the continued prosperity in the growing market segment.	Bank of East Asia (BEA) is one of the largest independent local bank, and the third largest overall in Hong Kong. Tendyron and BEA first began cooperating in 2008, with Tendyron assuming the role of supplier for PKI and encryption technology as well as a consultant for the development of a sustainable PKI based growth policy capable of meeting international regulatory requirements.Tendyron guided BEA through the myriad of technical challenges that arose as they deployed their strategy to enter the mainland China online banking market.